Together Everyone Achieves More (TEAM!)

Your Broker -    Lisa Ann Cardi
A successful property purchase starts with the right representative. In fact, once you’ve committed to working with me, all of my vast resources and skills will be at your disposal, such as; contract drafting, negotiation practices, private property selections, private market analysis of your property, honest feedback and "the drive by system''.  Other professionals will join our team, taking more of the responsibility off of your shoulders and ensuring a smooth transition through the purchase process.

Lender (Bank or Mortgage Broker?)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Check with Your bank  then call Mme Yannie Dupont at IMERIS.ca  to compare your rate free of charge! (514-220-5768) A trusted financial advisor. 100% confidential.

Notary
Your property purchase includes a trip to the Notary.  Notaries mainly specialize in Quebec real estate law, title registration, wills and estate settlement.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask me for several  recommendations.

Renovator / Handyman
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets..., booking a renovator, even the Handyman must be done months in advance  – planning ahead will almost certainly make your renovation smoother. Call me for a trusted Plumber, Master Electrician, Masons or Contractors.

1. The Right Representative

Even if you’re not quite ready to buy, sharing a Buyer's interview with me will be an absolute wealth of information,I will be the helping guide from the start, to the finish of your hunting journey. Do you have a home or property to sell first before you purchase? What is the value? When do you need make the big move? I can help.

2.  Find out what your price range is....$$$$$

Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval or line of credit confirmation.  Get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home/property. Verify at Your local bank or ask Me for several trusted recommendations. 

3.  Find out what your " Needs Vs. Wants"

Compose a needs vs.wants list that takes into consideration your needs such as; location, number of rooms, transportation, re-sale value,  garage space,  local services and price range. Compare and discuss with "wants" such as a gourmet kitchen(s) or spa bathroom(s).

5.  Find a home!   Make an offer!

Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your financing, a little market knowledge, and your needs/wants list, lets find your property and make an investment.

With my vast knowledge behind you, it really can be that easy!

Warm Regards,   Lisa Cardi